Medicare offers prescription drug coverage for everyone with Medicare.

This coverage is called “Part D.”

There are 2 ways to get Medicare prescription drug coverage:

1. Join a Medicare Prescription Drug Plan (PDP). These plans add coverage
to Original Medicare, and can be added to one of these:
• A Medicare Savings Account (MSA) Plan.
• A Medicare Private Fee-for-Service (PFFS) Plan, if it doesn’t offer
Medicare prescription drug coverage.
• A Medicare Cost Plan if it doesn’t offer Medicare prescription drug
coverage, or if it does offer Medicare prescription drug coverage but
the enrollee doesn’t elect the drug coverage.

2. Join a Medicare Advantage Plan—like a Health Maintenance
Organization (HMO), Preferred Provider Organization (PPO),
Private Fee-for-Service (PFFS) Plan or Special Needs Plan (SNP)—or
another Medicare health plan (like a Medicare Cost Plan) that includes
prescription drug coverage. Medicare Advantage plans that include
prescription drug coverage are sometimes called “MA-PDs.” You’ll get
all of your Medicare coverage including Medicare Part A (Hospital
Insurance), Medicare Part B (Medical Insurance), and Medicare
Part D (prescription dr