Licensed agents help Medicare beneficiaries choose the proper
coverage. Agents are licensed and registered individuals to solicit
and enroll people into insurance products.
Agencies provide administrative support such as marketing, technology
infrastructure, compliance, and other services for agents.
Medicare plans contract with agencies to reach and enroll
beneficiaries. Agents earn commissions directly from insurers.
Independent agents and agencies represent multiple (but not
necessarily all) insurers and help beneficiaries compare and enroll in
options in their area. They represent both plans and beneficiaries in
this capacity, with compensation tied exclusively to enrollments with
contracted insurers. As a result, agents may choose between their
income and beneficiaries’ needs.
Therefore – yes – Medicare quotes do vary from agency to agency.