Medicare Part C – Medicare Advantage Plans
Medicare Part C, also known as Medicare Advantage, offers a comprehensive alternative to Original Medicare by bundling Part A (hospital insurance) and Part B (medical insurance) into a single plan, often with additional benefits. These plans are provided by private insurance companies approved by Medicare. In many cases, they also include Part D (prescription drug coverage), eliminating the need for separate drug plans.What Are the Benefits of Medicare Part C?
Medicare Advantage plans provide extra coverage beyond what Original Medicare offers. Some key benefits include:- Extra Services: Most plans offer coverage for dental, vision, and hearing services, which are not part of Original Medicare.
- Prescription Drug Coverage: Many plans include Part D coverage, allowing beneficiaries to manage their drug costs in one plan.
- Wellness Programs: Some Medicare Advantage plans include fitness memberships or other wellness programs.
- Out-of-Pocket Maximum: Unlike Original Medicare, Medicare Advantage plans have a yearly limit on out-of-pocket expenses, protecting you from high healthcare costs.
