Alandra Mothorpe-Boyle
Senior Health Insurance Specialist

Alandra-Mothorpe-Transparent

Are mental health services included in coverage from Medicare?

Medicare covers mental health services in several different settings. Medicare Part A covers mental health care services you get in a hospital that require you to be admitted as an inpatient. Medicare Part B may provide partial hospitalization coverage if you meet specific requirements, and your doctor certifies that you would otherwise need inpatient treatment. […]

Am I covered by Medicare when I see my chiropractor?

Medicare Part B covers manual manipulation of the spine if medically necessary to correct a subluxation when provided by a chiropractor or other qualified provider. Medicare doesn’t cover other services or tests ordered by a chiropractor, including X-rays, massage therapy, and acupuncture. If you only have Original Medicare, you will have to pay 20% of […]

Is transportation to my doctor’s office included in my Medicare plan?

Original Medicare does not cover transportation for routine doctor’s office visits. The only transportation covered by Original Medicare is ground ambulance transportation when you need to be transported to a hospital, critical access hospital, or skilled nursing facility for medically necessary services. Transportation in an airplane or helicopter to a hospital if you need immediate […]

How does Medicare Hospice work?

Even if you are enrolled in a Medicare Advantage plan, hospice care is always covered under Original Medicare and will follow Original Medicare’s cost and coverage rules. To qualify for hospice care, a hospice doctor and your doctor (if you have one) must certify that you’re terminally ill, meaning you have a life expectancy of […]

Am I covered by Medicare for ambulance services?

Medicare Part B covers ground ambulance transportation when you need to be transported to a hospital, critical access hospital, or skilled nursing facility for medically necessary services, and transportation in any other vehicle could endanger your health. Medicare may pay for emergency ambulance transportation in an airplane or helicopter to a hospital if you need […]

Are we covered by Medicare plans if we decide to start cruising again?

Original Medicare usually doesn’t cover health care while you’re traveling outside the U.S. and its territories. There are some exceptions, including some cases where Medicare Part B (Medical Insurance) may pay for services that you get on board a ship within the territorial waters adjoining the land areas of the U.S. Medicare may pay for […]

Is it possible to get a Medicare plan that covers a health club membership?

There are many benefits that people often think original Medicare will cover, and health club memberships are one of those. Original Medicare, Part A, and Part B do not cover any of the costs associated with gym memberships or fitness programs. However, other Medicare plan options may cover a gym membership cost as a part […]

What is “silver sneakers” all about and is it covered in full by Medicare?

SilverSneakers is not a benefit provided under Original Medicare. SilverSneakers is a company that some Medicare Advantage or Medicare Supplement insurance companies use to provide a supplemental fitness benefit to their members. SilverSneakers is a health and fitness program designed for adults 65+. If your Medicare Advantage or Medicare Supplement plan offers SilverSneakers benefits, they […]

Will Medicare cover my funeral expenses?

Original Medicare Part A and Part B do not cover burial or funeral expenses. If you were enrolled in an MSA plan, funeral expenses can’t be paid for using funds from a Medical Savings Account plan. Funeral expenses are also not covered by Medicare Advantage or Medicare Supplement plans. If your family member or loved […]