I did not sign up for Part B Medicare when I first became eligible, but want to now. Is that possibl

If you didn’t enroll in Medicare during your initial open enrollment period when you first turn 65 or become eligible for Medicare, there is an annual General Enrollment Period.  The General Enrollment Period runs from January 1st through March 31st every year. During this time, you can sign up for Part A and/or Part B […]

Is there a lifetime limit on how often I can switch Medicare Advantage and Medicare Part D plans?

There is no lifetime limit on how many times you can switch from one Medicare Advantage or Part D prescription drug plan to another. The only thing that will limit the changes you make is the time of year or qualification for a Special Enrolment Period. You can change plans every year during the Annual […]

I live alone and dont have a computer. How can I learn about Medicare drug plans and Medicare Advant

There are several ways you can find out about the Medicare Part D prescription drug plans and Medicare Advantage plans available in your area if you don’t have access to a computer. – Independent insurance agents – Working with a local independent insurance agent who is a Medicare specialist is probably the most popular way […]

If I like the coverage I have under the original Medicare, do I need to make a change?

The short answer is no. If you like Original Medicare, you don’t have to make any changes. However, it would be wise to talk to an independent agent who is an expert in Medicare to ensure that original Medicare is the most appropriate choice for your specific situation. At a minimum, you should also consider […]

Do I have to get a Part D (Rx coverage) Medicare plan?

You are not required to enroll in a Medicare Part D prescription drug plan. However, without Part D or other creditable prescription drug coverage, you’ll be responsible for the full cost of most prescription medications. Additionally, delaying enrollment may result in a late enrollment penalty if you choose to sign up later. The late enrollment […]

How often can I change Medicare plans?

Original Medicare Part A & Part B Outside of your initial open enrollment period, when you first turn 65 or become eligible for Medicare, there is an annual General Enrollment Period.  The General Enrollment Period runs from January 1st through March 31st every year. Medicare Supplemental (Medigap) You can change Medicare Supplement plans anytime during […]

What’s included under “durable medical equipment” from Medicare?

Medicare Part B covers medically necessary durable medical equipment (DME) if your doctor prescribes it for use in your home. DME that Medicare covers includes, but isn’t limited to: – Blood sugar monitors – Blood sugar test strips – Canes – Commode chairs – Crutches – Hospital beds – Infusion pumps & supplies – Nebulizers […]

Are dentures covered by Medicare?

As important as it is to understand what Medicare covers, it is equally important to understand what it does not. Original Medicare doesn’t cover most dental care, including dentures. Medicare Part A will pay for certain dental services that you get when you’re in a hospital. One of the advantages of Medicare Advantage plans is […]

What diabetic medical treatment is covered by Medicare?

Generally, Medicare Part B covers the services that may affect people who have diabetes. Part B also covers some preventive services for people who are at risk for diabetes. Part B covers services like the following: – Diabetes Screenings – Prevention Programs – Self-management training – Equipment and supplies – Foot Exams and Treatment – […]

Are the shingles vaccine and shingles treatment covered by Medicare?

Medicare Part A and Medicare Part B do not cover the shingles vaccine. Generally, Medicare Part D prescription drug plans cover all commercially available vaccines (like the shingles vaccines) needed to prevent illness. Please check your Medicare Advantage or Part D Summary of Benefits or call your insurance company to ensure the shingles vaccine is […]